Danish tanker shipping company TORM has obtained a commitment for a total of USD 496 million from a syndicate of lenders to refinance its debt and bolster its capital structure.The company said the total amount is a combination of two separate term facilities and a revolving credit facility, which will be used to refinance the company’s debt covering a total of USD 502 million.“I am very pleased that we have been able to utilize TORM’s strong relationship with our lenders to remove all major near- and medium-term debt maturities with the financing of USD 496m in debt facilities at attractive terms. TORM’s new debt repayment profile further strengthens our capital structure and supports financial and strategic flexibility for our Company,” says CFO Kim Balle.The new term debt is structured as a Syndicated Facility of up to USD 341 million with maturity in 2026 covering 27 vessels, a Term Facility of up to USD 110 million with maturity in 2025 covering 19 vessels built between 2002 and 2006, and a USD 45 million revolving credit facility maturing in 2026.The bank group in the Syndicated Facility and the revolving credit facility includes Danske Bank, ING, ABN AMRO, Nordea, Swedbank, Crédit Agricole CIB and Société Générale. Hamburg Commercial Bank is providing the USD 110 m Term Facility. Following the refinancing, TORM will not have any major debt maturities until 2026.TORM expects to finalize documentation and execute the refinancing during the first quarter of 2020. The company operates a fleet of 80 ships.
Algeria booked an Africa Cup of Nations semi-final with Nigeria after battling past Ivory Coast on penalties.Sofiane Feghouli broke the deadlock in the first half for Algeria ahead after Baghdad Bounedjah squared it to the Galatasaray midfielder.After the break, Bounedjah hit the bar from the spot after earning Algeria a penalty, and they were made to pay just after the hour-mark when the Ivory Coast equalised through Aston Villa forward Jonathan Kodjia, who rode a tackle before firing a superb effort into the far corner.The match ultimately went the distance, and after five perfect penalties, Wilfried Bony saw his penalty saved, and though Youcef Belaili could only hit the post with Algeria’s fifth penalty, Serey Die did likewise to send the Ivory Coast packing.It was the Ivorians who started the brighter of the two teams, with Max Gradel rattling the post from distance and Jonathan Kodjia failing to apply the finish from close range after superb work from Wilfried Zaha on the right.Algeria had already shown a threat, with Mahrez dragging a decent effort wide before they took the lead. Bagayoko rashly challenged Bounedjah and the loose ball fell to Bensebaini, who squared it to Feghouli to finish wonderfully. The first five minutes of the second half saw plenty of drama. Firstly, Algeria missed a golden opportunity to double their lead, with Bounedjah missing a penalty he took after being cleaned out by Sylvain Gbohouo.Seconds later, Kodjia’s attempted pass across the Algerian box took a nick off Aissa Mandi and hit the bar. Eventually, Bounedjah’s penalty miss proved costly, with Kodjia gathering a ball from Zaha brilliantly, skipping past his maker and driving the ball into the bottom corner.That was enough to force extra time, which failed to separate the two teams. In the shoot-out, Raiss M’Bolhi saved Wilfried Bony’s effort and although Youcef Belaili hit the post, a subsequent miss from Serey Die sent the Algerians through.
BANCROFT, Iowa (AP) — Authorities say two people found dead at a home in the Kossuth County community of Bancroft last week were homicide victims and that a third person also found there had killed himself.The Iowa Department of Public Safety on Monday identified the bodies found Friday in a home as 22-year-old Mason Alrik Cederwall, 30-year-old Amy Lynn Manna and 30-year-old Austin James Bernhard.Someone called the Kossuth County sheriff’s office on Friday morning to report finding two bodies. Bancroft police officers went to a residence and also found a third body.The Iowa State Medical Examiner’s Office determined Cederwall and Manna were shot to death and classified their deaths as homicides.Bernhard died due to a single gunshot and his death was classified a suicide.Authorities determined Bernhard was Manna’s ex-boyfriend.On July 4, Bernhard was arrested on assault and burglary charges in an incident that involved the two victims.
The Dos and Don’ts of Brand Awareness Videos Tags:#Big Data#coding design#data design#design#designers David SchwarzCo-Founder of HUSH Related Posts David Schwarz is an award-winning Co-Founder of HUSH, an experience design firm. He has spent over a decade working with brands to design compelling experiences utilizing content, interactivity, architecture and technology. 8 Key Components to Building a Successful Busin… Simple Branding Is Key for Complex Tech, Says R… Improving Customer Loyalty with 3 Easy Steps Brands have always used a host of different tools, from advertising to product design, to clearly define themselves to their audiences. They understand that without communicating their voice, values, mission and approach, many brands would feel largely interchangeable. Sure, Nike makes sneakers and apparel for athletes, with a message that speaks to speed, design, and form. But from a high level, the same description could seem applicable to Adidas, Under Armour, or New Balance.That’s why expressing a deeper, more nuanced brand identity is important. The right identity (or creative expression of that identity) resonates on an emotional level, illuminating the DNA of a company and building valuable connections along the way. In part, this is why a brand’s data is so exciting to designers (and experience designers in particular), whose skills make them uniquely qualified to understand and realize its potential for brand building.When combined with the power of physical experiences, data is a direct path to the people, products and processes that make every brand unique. It’s a digital fingerprint, something every company has other than its specific products, innovations, patents, services or origin story. Data is often invisible, existing in the background. But it doesn’t have to be this way. In fact, for the designers that can harness it to create visuals and immersive physical brand experiences, data can convey scale, scope, movement and (most importantly) authenticity in a way that is much more honest, intimate and engaging.Data could prove to be the most effective resource for brand design and identity than any other force within a modern company. It’s more than a series of statistics – your data is your brand.The Evolution of Data DesignFor a long time, designers have been inspired by the challenge of transforming data into meaningful brand expression. But that process didn’t always result in interactive, data-rich interactive experiences.The relationship between data and design started as expressions of facts and figures which resulted in charts. There were motivated creators like Feltron that fastidiously explored data from any source and plotted it in ways that were almost non-hierarchical; the number of sneezes against the number of steps taken, against the number of conversations, and more. This gave way to data as mapping, and later, an obsession with data transposed onto geography or landscapes, from human to global scale.Eventually data became more humanized – using design to display information in ways that closely engaged the human senses. It was during this time that political data became objects, and transportation data became sound. Humanizing data softened it, making it more emotional, intuitive and revealing insights beyond the particulars of the data. It also reinforced the authenticity of the data and fostered a deeper understanding of the companies that used it.This gave way to the limitless potential of more real-world data-driven brand experiences and even products – including cars that are designed by the data of optimal driving. As a tool for expressing brand identity, data’s current application to the physical spaces has opened the door to new experiences that have completely redefined existing concepts of brand engagement.How Brands Are Designing Data-Driven ExperiencesBrand experiences have already been celebrated for their ability to inspire better engagement than traditional marketing, especially among millennial audiences. But when brand data becomes a more central part of designing an interactive space, these experiences become even more powerful tools for fostering brand connections.Several brands have already realized the potential power of data when treated as a core part of their identity and brand experience. For example, Uber and Lyft are loved because of their geographical, mapping, routing, and activity data which allows them to provide a fast and accurate experience across its apps and services. That seamless experience has become more indelible than the cars, drivers, or the literal branding in marketing and on the app.By comparison, Nike’s early investment in the digital and data, through their Nike+, Fuelband, Fuel, and NTC experiences made them a much stronger brand. Their Nike Community Board was just one of many examples of how merging physical experiences with invisible, global data could be invaluable in reinforcing Nike’s connection to community building, more than any marketing or advertising campaign. Equinox’s data experience is similarly unique. For their brand, data serves the science of their three-tiered philosophy around movement, nutrition, and regeneration by tracking physical activity, rest, nutrition, calories, and more. By quantifying everything you do inside and outside of their clubs, they can improve your the way you achieve optimal health. And as Equinox expands into the hospitality area with its new hotels, these physical spaces and the experiences they house will undoubtedly continue to leverage the data of their communities to optimize rest, nutrition and athleticism not possible in their clubs alone.A Data-Rich FutureWorking together, brands and designers can transform data into beautiful, expressive, functional experiences. But there is a potential for so much more. Data can truly become visual, sonic, physical, experiential interactions with a brand. And because data is unique to each brand that generates it, these interactions are closer to the future of “brand identity” than any logo, identity system or brand guideline.Data may be inherently invisible — made of 1s and 0s — but brands and their partners should always be committed to that magical service of “making the invisible, visible,” and using data to create new modes of effective communication. How data is leveraged to build an authentic connection to audiences — via optics, interaction and insights — will determine the successful brands of the future.
BJP leader Mukul Roy on Saturday appeared before the CBI in the Narada sting video case. Mr. Roy arrived at the agency office at Nizam Palace at around 2.15 p.m. The agency had issued summons to him after they made the first arrest in the Narada case by taking into custody IPS officer S.M.H. Mirza on Thursday. The agency had asked Mr. Roy to appear before it on Friday, which he had declined, citing political preoccupations. The CBI is probing the Narada video tapes in which several Trinamool Congress leaders were purportedly seen accepting cash on camera. The videos, shot in 2014 and made public ahead of the 2016 Assembly elections in West Bengal, showed senior Trinamool leaders accepting bundles of cash from journalist Mathew Samuels, who posed as a representative of a fictitious company, Impex Infrastructure. In March 2017, a Division Bench of the Calcutta High Court ordered the CBI to take over the Narada case. While Mr. Roy, an influential Trinamool leader then, is not seen accepting any cash in the purported videos, he can be heard saying, “You talk to Mirza”. Sources in the CBI said Mr. Roy will be questioned in the presence of Mr. Mirza, who has been granted CBI custody till September 30 by a city court.
SEA Games hosting troubles anger Duterte Philippine Arena Interchange inaugurated “I take full responsibility and will accept the consequences of my actions,” he said. “I also apologize to my teammates, the 76ers organization and the fans for the distraction this has caused.”Embiid scored 22 points and had 15 rebounds and was a late addition to starting lineup because of tendinitis in his left knee that cost him most of the final month of the season.The Nets beat the Sixers 111-102 in Game 1 in a game that was a disaster for the organization before the opening tip.Sixers owner Josh Harris was very noncommittal on Brown’s return for a seventh season on the bench if the team did not make a deep run in the playoffs. Harris said Brown was a “great coach” but fell well short of giving him a vote of confidence.“We think he’s the right leader to take us where we need to go in the playoffs,” Harris said. “I’m focused on the Brooklyn Nets.”ADVERTISEMENT Sports Related Videospowered by AdSparcRead Next “I just looked down because he said his daughter was extremely sick and he was checking on her,” Embiid said.The Sixers made the easy call and fined Johnson an unspecified amount for conduct detrimental to the team.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesSPORTSSingapore latest to raise issue on SEA Games food, logistics“It’s not something that we are about,” Sixers coach Brett Brown said.Johnson, who averaged 3.9 points in 51 games, was inactive and apologized for his mistake. Panelo: Duterte ‘angry’ with SEA Games hosting hassles Ethel Booba twits Mocha over 2 toilets in one cubicle at SEA Games venue DA eyes importing ‘galunggong’ anew PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Philadelphia 76ers head coach Brett Brown, left, and Joel Embiid, right, of Cameroon, look up at the scoreboard during the first half in Game 1 of a first-round NBA basketball playoff series against the Brooklyn Nets, Saturday, April 13, 2019, in Philadelphia. The Nets won 111-102. (AP Photo/Chris Szagola)PHILADELPHIA — How’s this for a blown call: Amir Johnson was busted showing Philadelphia 76ers All-Star teammate Joel Embiid his cellphone on the bench late in a Game 1 playoff loss.Johnson was caught by TV cameras sitting on the bench and scrolling through his phonelate in the fourth quarter and the Sixers losing by double digits. Johnson showed Embiid whatever message was on the phone and then slid the device into his warmup pants pocket.ADVERTISEMENT Two-time strawweight champ Joshua Pacio just scratching the surface Private companies step in to help SEA Games hosting MOST READ LATEST STORIES View comments Hontiveros presses for security audit of national power grid Cayetano: Senate, Drilon to be blamed for SEA Games mess Don’t miss out on the latest news and information. But wait, there were more disasters.The Sixers trailed by 17, missed 22 of 25 3-pointers and played more like the castoffs of the early Process days under Brown than a team expected to contend for an Eastern Conference championship. Ben Simmons only took nine shots and scored nine points. JJ Redick and Tobias Harris continued the starters’ malaise with only a combined four baskets and nine points.Simmons also blasted the 20,437 Sixers fans for booing the team for most of the game.“If you’re going to boo, then stay on that side,” he said.Embiid said the voracious booing that was largely absent during the dark days of the Sixers 10-win season was tough to hear.“I love the fans. I’ve never said anything about them. They show us a lot of love,” Embiid said. “I understand why they’re booing. But the fact that it’s after every single miss when shots are not going to fall (every time). I’m fine. I’ll play through anything.”So to recap, the Sixers lost home-court advantage, got caught using a cellphone on the bench, admonished fans for booing and refused to give the head coach a vote of confidence.And that’s a winner in Philly playoff Bingo.
Dwayne Wade says there’s Michael Jordan and then everybody else.For now anyway.The Miami Heat star weighed his words carefully on Thursday when asked if teammate LeBron James warranted consideration in Air Jordan’s lofty stratosphere.“I don’t know if [James] has the ability to surpass [Jordan] or not,” Wade told ESPNChicago.com. “That’s yet to be seen. My version as LeBron being on par with Michael is this: They’re both on the golf course. Michael’s on the 18th hole; LeBron is somewhere on like the fourth hole. He’s got a long way to go, but he’s on par to get to the 18th hole.”An eight-time NBA All-Star in his own right, Wade went on to laud the tremendous blend of speed, size and overall athleticism that has made James the unquestioned best player in the world today.But added that there was just one MJ.“Michael Jordan is the greatest player of all time, so that’s who everyone shoots for,” he said. “So it’s going to be hard to surpass that.”Wade’s measured comments contrasted from those of a week ago, when he committed heresy in the eyes of some by saying that James, the three-time NBA MVP, had reached the same rarified air in which Jordan is held.An eight-time NBA All-Star and former league scoring champion in 2008, the 27-year-old James capped an amazing year earlier this month by leading Team USA to the gold medal at the London Olympic Games. The achievement came on the heels of third MVP award, his first NBA championship and an NBA Finals MVP award.Jordan was also 27 when he won the first of his six NBA championships.The two players are the ones to ever claim league MVP trophies, NBA team championships and Olympic gold medals in the same year.James averaged 27.1 points, 7.9 rebounds and 6.2 assists per game for the Heat last season.
Categories: Local San Diego News FacebookTwitter December 5, 2018 Posted: December 5, 2018 Sasha Foo Sasha Foo, Updated: 7:23 PM School bond projects approved for San Diego public schools 00:00 00:00 spaceplay / pause qunload | stop ffullscreenshift + ←→slower / faster ↑↓volume mmute ←→seek . seek to previous 12… 6 seek to 10%, 20% … 60% XColor SettingsAaAaAaAaTextBackgroundOpacity SettingsTextOpaqueSemi-TransparentBackgroundSemi-TransparentOpaqueTransparentFont SettingsSize||TypeSerif MonospaceSerifSans Serif MonospaceSans SerifCasualCursiveSmallCapsResetSave SettingsSAN DIEGO (KUSI)- The San Diego Unified School District is forging ahead with plans to update and modernize its schools. On Tuesday, the SDUSD school board formally approved project plans for Measure YY which was passed by voters last month.To show reporters how the bond money will be spent, we were invited to tour a middle school in Clairemont. Innovations Middle School lives up to its name, in reflecting the latest innovations in school design. The school district’s top priority is to renovate and sometimes replace older school buildings that have exceeded their useful life.On our tour, Lee Dulgeroff, the head of the district’s facilities, planning and construction department shows us a typical classroom which has the digital capabilities to support a student populationthat does most of its learning through computers and other electronic devices.“We have a fiber optic backbone that runs at 10 gigabits per second and a really robust wireless network. It’s costly to provide the backbone but we believe it’s an investment well made because it’s so integral to learning today,” Dulgeroff said.On another part of the campus, we visit a technical education classroom, where students get hands-on experience with computer coding and making objects by using laser cutters and 3-D printers. A dirt lot outside the building is a work in progress.The school bond money will pay for the creation of a grassy park area, which can be used by community members before or after school and on weekends.In a joint use agreement, the school district pays for the land and the city covers the maintenance, so the benefits of using the park can be shared by students and by people in the neighborhood.Measure YY will also pay for upgrades to school security and ensuring lead-free drinking water in the schools.The improvements are planned for faclities throughout the district and Dulgeroff said no school will be overlooked.