No savings at 40? I’d buy dirt-cheap UK shares in this stock market rally

first_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Peter Stephens owns shares of Barclays, GlaxoSmithKline, Taylor Wimpey, and Tesco. The Motley Fool UK has recommended Barclays, GlaxoSmithKline, and Tesco. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images. No savings at 40? I’d buy dirt-cheap UK shares in this stock market rally Simply click below to discover how you can take advantage of this.center_img See all posts by Peter Stephens Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares The current stock market rally has lifted the prices of many FTSE 100 and FTSE 250 shares. However, it’s still possible to buy a wide range of dirt-cheap UK shares that could make strong gains in 2021 and in the coming years.As such, an investor aged 40 who has no retirement savings may be able to generate impressive returns over the long run. In doing so, they could benefit from a likely rise in the stock market to new record highs as it recovers from the 2020 stock market crash.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Identifying the best dirt-cheap UK sharesDeciding which dirt-cheap UK shares to buy in this stock market rally could be a crucial decision in determining an investor’s future financial prospects. Some companies may prove to be value traps. In other words, they trade at cheap prices for good reason.This could be because they have weak financial positions or a poor strategy that’s unable to adapt to fast-paced economic changes. Either way, they may not deliver share price growth in a stock market recovery over the coming years.As such, identifying solid businesses with valuations that don’t take into account their recovery potential could be a shrewd move. For example, companies such as GSK, Barclays, Taylor Wimpey and Tesco currently trade on valuations that appear to be relatively attractive. They’ve all made improvements to their strategies, financial situations and competitive positions over recent years. And that may mean they can outperform the FTSE 100 in the coming years.Beating the FTSE 100 in a stock market rallyDirt-cheap UK shares could outperform the FTSE 100 in a long-term stock market recovery. Investors who’ve purchased high-quality businesses while they trade at low prices have historically generated impressive returns. After all, buying any asset for considerably less than it is worth opens up greater potential for capital appreciation in a subsequent recovery.For example, a diverse portfolio of cheap shares is likely to have had greater capital appreciation potential. Certainly after bear markets such as the 1987 crash, the dot com bubble and the global financial crisis. And, while stock markets have made gains of late, there are opportunities to follow a similar strategy today.Investing today from a standing startInvestors who’ve no retirement savings could benefit from buying dirt-cheap UK shares today. If they’ve a long-term outlook, they may experience gains resulting from a likely long-term stock market rally.Even if they only match the returns of the wider stock market, a regular investment could add up to a surprisingly large portfolio in the long run. For example, investing £250 per month at the same rate as the FTSE 100’s 8% past annual returns would produce a portfolio valued at almost £240,000 within 25 years. This could make a real difference to an investor’s retirement outlook. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Peter Stephens | Tuesday, 8th December, 2020 last_img read more

Could The All Blacks Pathway From Sevens To Test Rugby Soon Be Closed?

first_img Ali Stokes argues that Saracens No 8 Billy… Opinion: Eddie Jones Must Rethink Billy Vunipola’s England Role HSBC reckons “17 million new fans brought into the sport almost overnight” thanks to the Olympics, and Forbes agrees that the sudden boost of interest transformed the game’s fortunes. Now, owning to the chance of going for a gold medal, and with a (much-needed) cash injection, players are faced with a serious dilemma at the outset of their careers: sevens or 15-a-side rugby. Doing both is no longer viable. New Zealand Rugby World Cup Fixtures, Squad, Group, Guide Collapse Winners of the past two World Cups, the… Forbes, who bowed out two years ago after a record 89 world series competitions, having played 512 games, scored 153 tries – he is currently in 12th place in the all-time list – and notched up 26 tournament victories, continues: “There is still an opportunity to use the sevens circuit as a bit of a testing ground, but the way it is going it is turning into a specialist sport.“With it being a full-time gig now, players have to make a decision to follow their sevens path, or the 15s path. It will be interesting to see how it develops.”Escape plan: Tone Ng Shiu gets away from the USA in Cape TownHe adds: “It has been amazing to watch the growth of sevens around the world. It has developed so much since I made my debut in 2006.“Being an Olympic sport, countries can apply for grants and that has changed the game. It provides the opportunity for smaller nations, who might not previously have had the resources or manpower, to get involved with rugby.”It will be fascinating to see whether Forbes’ prediction about the number of crosscoders dwindling plays out. Four years ago, the likes of Sonny Bill Williams, Bryan Habana, and Nick Cummins, among other big names in rugby union, attempted to gain Olympic selection for their respective nations, and only Williams succeeded (before being cruelly downed by injury in Rio).This season, in which the top four teams in the HSBC World Rugby Sevens Series rankings will gain an automatic berth at next year’s Olympics at Tokyo, there is a noticeable dearth of stellar names chancing their arms, underlining Forbes’ theory that the codes are too different these days. The All Blacks Sevens team has always given players a stepping stone to the Test arena, but DJ Forbes tells Oliver Pickup change may be afoot. center_img LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Could The All Blacks Pathway From Sevens To Test Rugby Soon Be Closed?When the world’s number-one ranked rugby union nation, New Zealand, narrowly defeated England 16-15 at Twickenham last November, there was a zinger of a statistic that was trumpeted by growing legions of sevens supporters across the globe.  Five of the All Blacks’ seven starting backs, or 71.4 per cent to be exact, had all represented their country at international level in the abridged version of the sport. That handful – in more ways than one – were Beauden Barrett, Sonny Bill Williams, Jack Goodhue, Rieko Ioane, and Ben Smith. Together they have hitherto amassed 231 Test caps.On the surface, this stat would seem to serve up compelling evidence that the rich heritage of catapulting sevens stars to the Test arena is in rude health in New Zealand. But a deeper dig uncovers a contrary trend.Ioane, the 21-year-old wing who has dotted down 22 tries in only 24 Tests, is the latest in a long list of All Blacks to have graduated from the sevens circuit. Almost exactly three years ago, the teenager crossed for a brace of tries in the last three minutes as his country came from 21-7 down to pip South Africa 24-21 and be crowned HSBC New Zealand Sevens in the penultimate tournament held in Wellington.Previously, the likes of Jonah Lomu, Christian Cullen, Joe Rokocoko, Julian Savea, and Mils Muliaina – five contenders for inclusion in an all-time world XV – have been propelled to stardom by sevens. However, the pathway from sevens to Test rugby is becoming closed off, according to one of the greatest and committed sevens players in history.In form: Andrew Knewstubb runs with the ball against South Africa this seasonDJ Forbes, skipper of the All Blacks Sevens for a decade until his retirement in 2017 – under his leadership New Zealand triumphed at the Commonwealth Games in 2010 and, three years later, the World Cup, alongside chalking up six Sevens Series titles – contends that because the variations of the oval-ball game are growing apart there will be far fewer crossover athletes in the future.Speaking on the eve of the HSBC New Zealand Sevens, which takes place in Hamilton this weekend (Jan 26-27), the 36-year old says: “Sevens has been used as a launchpad for players, historically, to expose their talents so they can reach the next level. Now the two sports are going their separate ways.”The progress and status elevation of sevens has been catalysed by its inclusion in the Olympics, undoubtedly. The HSBC World Rugby Sevens Series has slowly and surely expanded the sport – and continues to do so, around the planet, not least at grassroots level – but interest exploded following its Games debut at Rio de Janeiro in 2016. New Zealand Rugby World Cup Fixtures, Squad, Group, Guide Opinion: Eddie Jones Must Rethink Billy Vunipola’s England Role Expand Moreover, since Rio sevens has grown in confidence, and is a long way through the process of successfully unshackling itself to its elder sibling, finally. Don’t forget to follow Rugby World on Facebook, Twitter and Instagram.last_img read more

Charities to benefit from free overseas funds transfer service

first_imgThe initiative means that charities will not incur receiving bank charges — these will be refunded by Moneycorp. Likewise, Charities will not be charged a transfer fee when sending their funds abroad. Unlike major banks which currently handle large charitable fund transfers, Moneycorp’s charity transfer service will not be squeezing charities for additional charges — meaning there will be more money available to be put to good use in the afflicted zones.For more details on how Moneycorp Charity Funds Transfer Service works, please contact Moneycorp on 020 7823 7400. Charities to benefit from free overseas funds transfer service  72 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Moneycorp, the foreign exchange currency specialist, has launched a new service to save money for UK charities who regularly arrange overseas currency transfers for aid programmes. The Moneycorp Charity Funds Transfer Service is available exclusively to qualifying charities which have hitherto relied on banks to send money to regions in need of aid relief.As one of the UK’s leading currency transfer specialists, Moneycorp’s system will replicate existing bank arrangements, with the crucial difference that there are no additional costs to the charity. Advertisementcenter_img Tagged with: Finance Giving/Philanthropy Howard Lake | 26 April 2006 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

ACE Night gives students glimpse into Catholic education program

first_imgFor the last 25 years, Notre Dame’s Alliance for Catholic Education (ACE) has sent almost 2,000 graduate students to teach in Catholic schools across the country. The program hosted ACE Night on Wednesday, an annual gathering of the current campus ACE interns and staff as well as former ACE teachers, to publicize the program and allow interested students to get a sense of the community feeling that lies at the heart of ACE. The session included talks by former ACE graduates, including Steve Camilleri, current director or the Center for the Homeless, Allie Greene, former rector of Ryan Hall and current assistant director of liturgy of Campus Ministry and Jess Jones, a current ACE participant teaching in Chicago. After the talks, seniors who are currently interning for ACE answered questions from discerning students.“You get to step inside the community for a night and see the warmth,” senior Caroline Rooney, a current ACE intern, said. “You’re overwhelmed by the smell of food and you’re immediately greeted by someone. There’s no one who feels uncomfortable, it’s so welcoming … ACE night was what made me feel connected to the community.”During the two-year ACE commitment, students teach at Catholic schools, take summer classes at Notre Dame and ultimately complete a Masters of Education. Mike Comuniello, current ACE recruiting coordinator, graduated from Notre Dame in 2014 and completed the ACE program in 2016. During his time with ACE, he taught chemistry at Tampa Catholic High School in Tampa, Florida. As an undergraduate, he attended ACE Night to learn more about the program and said it heavily influenced his decision to apply. “Ultimately it’s a time for students to experience the ACE community at its most full,” Comuniello said. “I think of my own experience of it as an undergrad … I remember looking around and thinking, ‘Notre Dame is full of amazing people and the most amazing of amazing people are in this room.’”Katie Moran, associate program director of ACE and 2015 Notre Dame graduate, said she would describe her experience during an ACE summer program as “full.”“Full not just in the sense of the full schedule — although it is very busy — but also in the sense of the number and the depth of the experiences you have,” she said.Of the 90 or so people who participate in ACE each year, about half are graduates of Notre Dame, Saint Mary’s or Holy Cross College. Over 210 universities are represented from all over the country, including students from a variety of majors and nationalities, Comuniello said. Comuniello said he hoped ACE night provided a low-pressure space for students to come to a better understanding of whether or not they are called to participate in ACE.“[The goal is] to help folks realize that whatever they do in ACE, the work that they do is important and it’s going to be meaningful from the get-go, and to help them realize that we are a joyful and fun group of people,” he said. “We are so zealous for this mission and if you find yourself called to serve as a teacher at a Catholic school, we as an ACE staff want to be most helpful in your discernment.”The event itself was, by all accounts, a success, junior and ACE employee Gaven DeVillier and associate program director Erin Rosario said.“I thought the event was incredible,” DeVillier said. “There was a lot of lively presentations and a lot of heartfelt moments from a community that is devoted to dedicating its life and its mission to helping those in need, helping those who don’t get the gifts that many of us get to receive. I thought it was especially beautiful because it was an evening wherein we could all participate in the hope that we can bring something, we can serve these kids in a particular and special way and we can help to transform their lives.”“This event is an opportunity for us to give people a little bit of a taste of what the ACE community feels like here on campus in the summer,” Rosario said. “My role is to be involved with the teachers and support them pastorally, which means to be a spiritual support to them, and a personal support to them, as they go through the experience and challenges of their first and second years of teaching in the program. I think the night was quite poignant in a way because it had a lot of good energy, but it was a little different than its been before because I felt like it had some moments that quieting and allowing people to sit and be a little bit more thoughtful about why they might be interested in teaching in a Catholic school after the graduate … I hope there was an opportunity for folks to explore this option and feel comfortable knowing that whoever they are, they will be accepted in this community.”The application opened in early September and will close Jan. 23. Selected students will interview in February and receive final decisions in early March, Comuniello said. Though most ACE teachers continue to teach, some remain in the education field on school boards, work with education law and policy and are changing the heart of catholic education, Comuniello said. “It all starts with that two-year experience of giving of yourself completely to students and your community and also learning so much about yourself,” he said. Tags: ACE, ACE Night, Alliance for Catholic Education, education, teachinglast_img read more

Texans’ Kenny Stills has felony charges dropped ‘in the interest of justice’ after protest arrest

first_imgThe non-felony charges have not been lifted. O’Connell wrote his office would “continue to review the misdemeanors and violations for prosecution at a later date.”Stills has been an active participant in protests against the killing of Breonna Taylor by members of the Louisville police department, who have not been charged following her death. Stills, who was part of a group protesting at the home of Kentucky’s attorney general, said he and the 86 others arrested July 14 were peacefully assembled in the streets and should not have been reprimanded.”While we do believe the LMPD had probable cause for the (felony) charge, in the interest of justice and the promotion of the free exchange of ideas, we will dismiss that charge for each protestor arrested this past Tuesday,” wrote O’Connell. Texans wide receiver Kenny Stills won’t face felony charges for his participation in a Louisville protest against police, district attorney Mike O’Connell announced Friday afternoon.Stills had been arrested on July 14 and charged with intimidating a participant in the legal process, a felony, as well as misdemeanor disorderly conduct and criminal trespass. Jefferson County Attorney Mike O’Connell is dismissing felony charges brought against #BreonnaTaylor protesters who were arrested at Kentucky AG Daniel Cameron’s residence earlier this week which included #Texans Kenny Stills. (@KSTiLLS) pic.twitter.com/Mv3GvzPDDr— patrick (@PatDStat) July 17, 2020MORE: Kenny Stills speaks out following arrestStills earlier this week tweeted out his mugshot accompanied by a message about his social justice mission, which remains undeterred by his brief detainment.”Arrested for peacefully protesting,” Stills wrote. “While Breonnas Taylor’s murderers are still out on the street.”“Good trouble” with my brothers and sisters- organized by @untilfreedom.Arrested for peacefully protesting. While Breonnas Taylor’s murderers are still out on the street.#ArrestTheCops #JusticeForBreonna#BlackLivesMatter pic.twitter.com/GmJUjl7Ezv— Kenny Stills (@KSTiLLS) July 15, 2020last_img read more

John Deere beefs up utility tractor performance with new 5E & 5ML models

first_imgShare Facebook Twitter Google + LinkedIn Pinterest New 4-cylinder and specialty models offer more in power, durability and operator comfort.Like a boxer fighting above his weight class, the new four-cylinder 5E and 5ML Series Tractors from John Deere pack a lot of heavy-duty power and versatility for utility tractors of their size.“We’ve taken our popular, market-proven 5 Series Utility Tractor lineup and added new models that make it even easier to perform more jobs on the property or around the farm, ranch or orchard,” says Brad Aldridge, 5 Series product marketing manager for John Deere. “These versatile 5E and 5ML Tractors combine durability with value and are the perfect choice for many types of customers.”The new four-cylinder 5E Series Tractors are built for a variety of applications such as livestock feeding, haying operations, roadside mowing and property maintenance. The two new 5ML models are low-profile machines that are perfect for working in orchards, livestock barns and other environments with restricted heights.5E Series Tractors Whatever the chore, the new four-cylinder 5Es feature heavy-duty frames, axles, engines and transmission to deliver greater performance and value. Available in 85 and 100 engine horsepower, the 5085E and 5100E are powered by John Deere PowerTech™ 4045 diesel engines that meet Final Tier Four emission standards. This engine gives tractors the muscle to lift more than 3,200 pounds rear-lift capacity and more than 3,500 pounds at full front loader height.The durable 24/12 PowrReverser™ transmission in these machines increases top transport speed by one-third, so operators can do more in less time. Operators can shift from low to high at the touch of a button, without even needing to clutch. The economy PTO, standard on all 5E four-cylinder transmissions, lets operators reduce engine rpm to 1,700, which can lower fuel consumption by as much as 20 percent.“Although performance is the bottom line, we also made a number of ergonomic improvements to promote easier, smoother operation,” Aldridge adds. “Other design features make the 5E easier to maintain, which maximizes uptime.”Because most operators use loaders with these utility tractors, visibility is critical to both ease of operation and efficiency. The new sloping hood and raised operator platform on cab models offer 3.6 feet of extra visibility in front of the tractor. Better sight lines mean higher operator efficiency and comfort when performing many repetitive loader tasks.Design changes to the control pod and instrument panel provide easier monitoring and operating control. The operator has more information available on a single screen than ever, including warning lights, ground speed, PTO speed, PTO target bar, PowrReverser position, hour meter, hi/lo indicator and diagnostic codes. Routine maintenance is made easy with a new slide-out condenser, radiator screen, tilting charge air cooler and slide-out oil cooler.As an added bonus, customers can save money on the purchase price of these new 5E models with a factory-installed loader prep package that matches perfectly with the new H240 Loaders.“Our engineers designed the 5E Series Utility Tractors with the operator in mind – from the standard telescoping draft links to the convenient new cup holder,” Aldridge said. “This innovative series provides the economy and convenience of a utility tractor, along with the power, versatility and operator comfort they would expect to find only on a larger model.”Low-Profile 5ML Tractors Along with the new 5Es, John Deere is bringing out the new 5ML Tractors designed for working in low clearance and tight spaces such as poultry barns and orchards.“The 5ML Tractors are available in two models, the 100 engine horsepower 5100ML and 115 horsepower 5115ML,” says Ruben Peña, senior marketing representative, John Deere Augusta. “These low-profile M machines feature an open operator station, low-profile seat and ROPS, and sloping hood for improved visibility when operating under trees and in low buildings.”The 5ML models come standard with rugged, Final Tier 4 compliant John Deere PowerTech engines that automatically perform regeneration for maximum uptime and offer significant cost of ownership advantages over competitive models.The 5ML comes with a mechanical hitch and two transmission options: the 16F/16R or 32F/16R PowrReverser™ for easy, clutch-free forward and reverse operations. They are designed with plenty of hydraulic power to handle a wide variety of implements and excellent drawbar visibility for ease of operation.Other features include a new backlit LCD instrument panel that makes monitoring tractor performance easier, even in bright conditions, two rear work lights, and new easier-to-access charge air engine cooler and hydraulic oil cooler packages. Factory-installed options include fuel tank guards and an SCV oil spillage collection system.“We’ve even tucked critical operator controls inside the right fender and added a guard to the left-hand reverser to protect them from bumping into low-hanging branches,” Peña says. “If you spend your days working in orchards, poultry houses or in other tight spots, the 5ML Tractor is a good fit that will help you get the job done quickly, comfortably and more efficiently.”To find out more about the new four-cylinder 5E and low-profile 5ML models, see your John Deere dealer or visit www.johndeere.com/ag.last_img read more

Data is the Future of Brand Identity

first_imgThe Dos and Don’ts of Brand Awareness Videos Tags:#Big Data#coding design#data design#design#designers David SchwarzCo-Founder of HUSH Related Posts David Schwarz is an award-winning Co-Founder of HUSH, an experience design firm. He has spent over a decade working with brands to design compelling experiences utilizing content, interactivity, architecture and technology. 8 Key Components to Building a Successful Busin… Simple Branding Is Key for Complex Tech, Says R… Improving Customer Loyalty with 3 Easy Steps Brands have always used a host of different tools, from advertising to product design, to clearly define themselves to their audiences. They understand that without communicating their voice, values, mission and approach, many brands would feel largely interchangeable. Sure, Nike makes sneakers and apparel for athletes, with a message that speaks to speed, design, and form. But from a high level, the same description could seem applicable to Adidas, Under Armour, or New Balance.That’s why expressing a deeper, more nuanced brand identity is important. The right identity (or creative expression of that identity) resonates on an emotional level, illuminating the DNA of a company and building valuable connections along the way. In part, this is why a brand’s data is so exciting to designers (and experience designers in particular), whose skills make them uniquely qualified to understand and realize its potential for brand building.When combined with the power of physical experiences, data is a direct path to the people, products and processes that make every brand unique. It’s a digital fingerprint, something every company has other than its specific products, innovations, patents, services or origin story. Data is often invisible, existing in the background. But it doesn’t have to be this way. In fact, for the designers that can harness it to create visuals and immersive physical brand experiences, data can convey scale, scope, movement and (most importantly) authenticity in a way that is much more honest, intimate and engaging.Data could prove to be the most effective resource for brand design and identity than any other force within a modern company. It’s more than a series of statistics – your data is your brand.The Evolution of Data DesignFor a long time, designers have been inspired by the challenge of transforming data into meaningful brand expression. But that process didn’t always result in interactive, data-rich interactive experiences.The relationship between data and design started as expressions of facts and figures which resulted in charts. There were motivated creators like Feltron that fastidiously explored data from any source and plotted it in ways that were almost non-hierarchical; the number of sneezes against the number of steps taken, against the number of conversations, and more. This gave way to data as mapping, and later, an obsession with data transposed onto geography or landscapes, from human to global scale.Eventually data became more humanized – using design to display information in ways that closely engaged the human senses. It was during this time that political data became objects, and transportation data became sound. Humanizing data softened it, making it more emotional, intuitive and revealing insights beyond the particulars of the data. It also reinforced the authenticity of the data and fostered a deeper understanding of the companies that used it.This gave way to the limitless potential of more real-world data-driven brand experiences and even products – including cars that are designed by the data of optimal driving. As a tool for expressing brand identity, data’s current application to the physical spaces has opened the door to new experiences that have completely redefined existing concepts of brand engagement.How Brands Are Designing Data-Driven ExperiencesBrand experiences have already been celebrated for their ability to inspire better engagement than traditional marketing, especially among millennial audiences. But when brand data becomes a more central part of designing an interactive space, these experiences become even more powerful tools for fostering brand connections.Several brands have already realized the potential power of data when treated as a core part of their identity and brand experience. For example, Uber and Lyft are loved because of their geographical, mapping, routing, and activity data which allows them to provide a fast and accurate experience across its apps and services. That seamless experience has become more indelible than the cars, drivers, or the literal branding in marketing and on the app.By comparison, Nike’s early investment in the digital and data, through their Nike+, Fuelband, Fuel, and NTC experiences made them a much stronger brand. Their Nike Community Board was just one of many examples of how merging physical experiences with invisible, global data could be invaluable in reinforcing Nike’s connection to community building, more than any marketing or advertising campaign. Equinox’s data experience is similarly unique. For their brand, data serves the science of their three-tiered philosophy around movement, nutrition, and regeneration by tracking physical activity, rest, nutrition, calories, and more. By quantifying everything you do inside and outside of their clubs, they can improve your the way you achieve optimal health. And as Equinox expands into the hospitality area with its new hotels, these physical spaces and the experiences they house will undoubtedly continue to leverage the data of their communities to optimize rest, nutrition and athleticism not possible in their clubs alone.A Data-Rich FutureWorking together, brands and designers can transform data into beautiful, expressive, functional experiences. But there is a potential for so much more. Data can truly become visual, sonic, physical, experiential interactions with a brand. And because data is unique to each brand that generates it, these interactions are closer to the future of “brand identity” than any logo, identity system or brand guideline.Data may be inherently invisible — made of 1s and 0s — but brands and their partners should always be committed to that magical service of “making the invisible, visible,” and using data to create new modes of effective communication. How data is leveraged to build an authentic connection to audiences — via optics, interaction and insights — will determine the successful brands of the future.last_img read more

Zero Time Selling with Andy Paul – Episode 4

first_imgPodcast: Play in new window | Download (Duration: 27:04 — 12.8MB)Subscribe: Apple Podcasts | Android | Email | Google Podcasts | RSSIn a world where technology is moving things forward rapidly, one of the things that will help you differentiate yourself and your organization from others is HOW you handle the sales process. Your prospective customers are busy people and want to get through the process in a way that provides them maximum benefit in the least amount of time. That’s what Andy Paul calls “Zero Time Selling” and on this episode, he’s going to tell you the basics of how to go about getting sales done in less time.   Zero Time Selling with Andy Paul – Episode 4Click To TweetM.I.L.T. – Maximum Impact in the Least Time.The sales strategy that Andy Paul adheres to is MILT – Maximum Impact in the Least Time. His book, “Zero Time Selling” is filled with both the practical reasons and the practical ways you need to modify your sales process to make that a reality. Listen in to this conversation as Anthony and Andy chat about the things that go into zero time selling. You’re going to find a lot of common sense baked into Andy’s perspective.The only thing you have control over in the sales process is what you doThere are lots of things that can go sideways in a sales process. But that shouldn’t change the things that you do as a regular part of the process. In this conversation Anthony and Andy chat about why many sales professionals are not following up every sales lead and how doing so could increase sales effectiveness significantly. They are also going to reveal how keeping the customer’s time equalling value in the forefront of your mind can help you be a benefit to them instead of a liability.The only thing you have control over in the sales process is what you doClick To TweetYou need to make the most of every sales lead you getIf you had a scratch ticket for the lottery in your hand could you tell someone if it was a winner? No way. You’d have to scratch off the little gray ovals to find out, wouldn’t you? Every sales prospect is the same way. Andy Paul says that he’s heard sales pros say that they can tell that a particular lead is no good, but how do they really know if they don’t investigate? On this episode, Andy shares why he believes salespeople should follow up on 100% of leads to ensure that they are not leaving money on the table. More importantly, he shares best practices for doing that and making those leads that don’t pan out into referrals.Why you need to always sell with the sharp end of the stick.Simply put, your prospects will not appreciate it if you waste their time. That means when you set up a sales call you need to ensure that the people going to meet with the prospect are the exact people they need to give the answers required to close the deal. There’s a place for training, but never at the expense of the prospect’s time. Andy Paul unpacks his concept of zero time selling on this episode of In The Arena. Listen and learn.Why you need to always sell with the sharp end of the stickClick To TweetOutline of this great episode Introduction to Andy Paul and why he’s on the show. How to sell with maximum impact in the least amount of time. Why the only thing you have control over is what you do. Why you have to follow up on 100% of all sales leads. Always sell with the sharp end of the stick. Why it’s very difficult to catch up these days.Resources & Links mentioned in this episodewww.ZeroTimeSelling.com1614480508 The theme song “Into the Arena” is written and produced by Chris Sernel. You can find it on SoundcloudConnect with AnthonyWebsite: www.TheSalesBlog.comYoutube: www.Youtube.com/IannarinoFacebook: https://www.facebook.com/iannarinoTwitter: https://twitter.com/iannarinoGoogle Plus: https://plus.google.com/+SAnthonyIannarinoLinkedIn: https://www.linkedin.com/in/iannarinoTweets you can use to share this episodeM.I.L.T. – Maximum Impact in the Least TimeClick To TweetYou need to make the most of every #sales leadClick To TweetSubscribe toIn the ArenaApple PodcastsGoogle PodcastsAndroidby EmailRSSOr subscribe with your favorite app by using the address below”Podcastlast_img read more

Rep Afendoulis makes historic vote to guarantee lower rates for Michigan drivers

first_img24May Rep. Afendoulis makes historic vote to guarantee lower rates for Michigan drivers House approves bipartisan overhaul of no-fault reformsThe Michigan House today approved a bipartisan plan to fix our state’s much-maligned car insurance system and guarantee rate reductions for all Michigan drivers, state Rep. Lynn Afendoulis announced.Afendoulis voted in favor of a bipartisan solution that has features designed to end Michigan’s long-standing tenure as the state with the costliest car insurance rates in the nation. The plan should soon be headed to the governor for her expected signature.“After over 40 years of skyrocketing costs and calls for change, Michigan drivers will finally receive that change,” Afendoulis said. “It took a while, but after decades of gridlock in Lansing, I’m honored to have played a role in finding a bipartisan reform plan that guarantees rate relief for every West Michigan family.”The solution:Guarantees cost savings for all Michigan drivers through rate rollbacks on the personal injury protection (PIP) portion of policies;Gives drivers a choice on the PIP portion of their policies for the first time in history;Ends price gouging by medical providers for car accident victims; andCombats fraudulent claims to help lower costs.“After constructive talks with the governor and key players in the health care arena, I respect their willingness to compromise and be part of the solution,” Afendoulis said. “I understand change this big creates uncertainty, but through open dialogue, there’s no doubt we created the best solution possible for everyone in Michigan.”Rep. Afendoulis offered an amendment to provide special funding consideration for free-standing rehabilitation facilities like Mary Free Bed rehabilitation hospital.“The services offered by Mary Free Bed can mean the difference between a life of independence and comfort and a life of struggle and independence and I want to make sure to safeguard their ongoing ability to do so,” she said. “While my amendment wasn’t adopted, I am confident we will be able to continue to tweak Michigan’s auto insurance program to make it the best it can be for the people of the state of Michigan.”Afendoulis has been a leading advocate for reforms as a member of the House Select Committee on Reducing Car Insurance Rates Committee – the special panel solely dedicated to crafting a long-lasting solution that lowers costs for drivers.Senate Bill 1 now advances to the Senate for final legislative approval. Categories: Lynn Afendoulis Newslast_img read more